of Kingsport, Inc.
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Kingsport's Skate Park
On The Heritage Trail
in Downtown Kingsport
Wexford Breakfast attendees hear
insurance, financial advice from the pros
Alicia Tranum, health insurance broker at BeyondBenefits, holds the same view of insurance that most Americans have. It’s one of those things we need, but it’s really boring to get into.
She says there’s a new television show on British cable called “Watching Paint Dry”, from which viewers watch - in real time - paint actually drying. They then vote on their least favorite - gloss, semi-gloss, matte, or satin. It’s hard to get any boring than that, unless, of course, you’re talking insurance.
Alicia, along with Charles McKinney, sales
representative from Western & Southern
Life Insurance, spoke to seniors attending
the recent Wexford House Senior Breakfast,
an event held each month at Wexford House
on the John B. Dennis Highway in Kingsport.
She said that just like a room with a fresh
coat of paint, “health insurance is one of
the necessary help-mates in our society
today that can be a great safety net in
protecting our assets and our family’s
well-being from potential economic calamity.”
Alicia explained that as Medicare was signed
into law in 1965, the federal program began
paying 80% of all medical bills for seniors. Private Medicare Supplements were then started, she said, to help pay the remaining 20%.. As time went on, these supplements became more and more expensive, and usually increased as the recipient aged.
“In an effort to seek reform in 1997, “Alicia said, “ the Balanced Budget Act introduced a new concept called Medicare Advantage plans or Medicare Part C.”
She said that this program allowed the government to pay a subsidy to insurance companies so they could offer low premiums and still pay claims.
Soon plans were offered tied to an HMO, or Health Maintenance Organization. Then the PPO’s (Preferred Provider Organization_ came along. And a little later, PFFs or Private Fee Service plans were created. Some allowed seniors to have low payments, but required them to stay within a network of health providers. Others allowed seniors to seek medical help out of these networks, but fees changed. All in all, health insurance has increasingly become more confusing for many Americans.
Alicia said her office is dedicated to helping folks “weed through the maze of options” and find the plan that is best suited for the needs. She says to give her a call at 423-239-0015 and that they’ll promise to keep you from :watching the paint dry.”
Charles McKinney, of Western & Southern Financial Group, spoke to the breakfast attendees about the Fortune 500 company he represents and said that it offered a full range of financial services.
The firm, he said, dates back to 1888, and is now one of the nine strongest insurance groups in the world based on Standard & Poor’s AA+ rating.
High quality personalized service, McKinney said, has “always been and will continue to be the company’s primary objective.”
“This personal touch has made the company what it is today - a financial services group recognized throughout the industry for its outstanding stability and strength.
McKinney said the firm’s services include family income protection, education protection for children, final expenses, mortgage protection, and retirement income,. Business services include key employee insurance, spit dollar insurance and voluntary payroll deduction.
“Because personalized, local service is so important to us here at Western & Southern, we are available to review your current and future financial goals and develop a personalized plan for you and your family’s needs,” McKinney said.
In these uncertain times, we can all use a little good financial advice.
To schedule an personal interview to discuss your financial needs, contact Mr. McKinney at 423-239-2171 or 800-284-8421. Or email Mr. McKinney at kingsport.tn@wslife.com
The Wexford House Senior Breakfast attendees also enjoyed numerous door prizes. The Senior Breakfast is free to everyone. Call Wexford House at 423-288-3988 for information about how you can attend the next meeting.
insurance, financial advice from the pros
Alicia Tranum, health insurance broker at BeyondBenefits, holds the same view of insurance that most Americans have. It’s one of those things we need, but it’s really boring to get into.
She says there’s a new television show on British cable called “Watching Paint Dry”, from which viewers watch - in real time - paint actually drying. They then vote on their least favorite - gloss, semi-gloss, matte, or satin. It’s hard to get any boring than that, unless, of course, you’re talking insurance.
Alicia, along with Charles McKinney, sales
representative from Western & Southern
Life Insurance, spoke to seniors attending
the recent Wexford House Senior Breakfast,
an event held each month at Wexford House
on the John B. Dennis Highway in Kingsport.
She said that just like a room with a fresh
coat of paint, “health insurance is one of
the necessary help-mates in our society
today that can be a great safety net in
protecting our assets and our family’s
well-being from potential economic calamity.”
Alicia explained that as Medicare was signed
into law in 1965, the federal program began
paying 80% of all medical bills for seniors. Private Medicare Supplements were then started, she said, to help pay the remaining 20%.. As time went on, these supplements became more and more expensive, and usually increased as the recipient aged.
“In an effort to seek reform in 1997, “Alicia said, “ the Balanced Budget Act introduced a new concept called Medicare Advantage plans or Medicare Part C.”
She said that this program allowed the government to pay a subsidy to insurance companies so they could offer low premiums and still pay claims.
Soon plans were offered tied to an HMO, or Health Maintenance Organization. Then the PPO’s (Preferred Provider Organization_ came along. And a little later, PFFs or Private Fee Service plans were created. Some allowed seniors to have low payments, but required them to stay within a network of health providers. Others allowed seniors to seek medical help out of these networks, but fees changed. All in all, health insurance has increasingly become more confusing for many Americans.
Alicia said her office is dedicated to helping folks “weed through the maze of options” and find the plan that is best suited for the needs. She says to give her a call at 423-239-0015 and that they’ll promise to keep you from :watching the paint dry.”
Charles McKinney, of Western & Southern Financial Group, spoke to the breakfast attendees about the Fortune 500 company he represents and said that it offered a full range of financial services.
The firm, he said, dates back to 1888, and is now one of the nine strongest insurance groups in the world based on Standard & Poor’s AA+ rating.
High quality personalized service, McKinney said, has “always been and will continue to be the company’s primary objective.”
“This personal touch has made the company what it is today - a financial services group recognized throughout the industry for its outstanding stability and strength.
McKinney said the firm’s services include family income protection, education protection for children, final expenses, mortgage protection, and retirement income,. Business services include key employee insurance, spit dollar insurance and voluntary payroll deduction.
“Because personalized, local service is so important to us here at Western & Southern, we are available to review your current and future financial goals and develop a personalized plan for you and your family’s needs,” McKinney said.
In these uncertain times, we can all use a little good financial advice.
To schedule an personal interview to discuss your financial needs, contact Mr. McKinney at 423-239-2171 or 800-284-8421. Or email Mr. McKinney at kingsport.tn@wslife.com
The Wexford House Senior Breakfast attendees also enjoyed numerous door prizes. The Senior Breakfast is free to everyone. Call Wexford House at 423-288-3988 for information about how you can attend the next meeting.
Kingsport Senior Center Staff members Kevin Lytle and Michelle Tolbert (top) working hard to get things ready for the December dance at Allandale. The staff prepared the meal. Good friends Buster and Peggy Fogle and Pat Duncan enjoy their time at the Senior Center.
Kingsport Senior Center events and activities
Preparing for the Allandale Dance
Left, Dot Browning shows off her “Bowling Quilt” made by her sister. Right, Is that really Willie Nelson? (top) No, but he sounded a lot like him. The show was held at the Kingsport Senior Center.
Bowling Quilt and Willie
From left, Kim Ramey of Home Instead Senior Care helped wrap Christmas gifts for seniors; Director Shirley Buchanan sits on Santa’s lap at the Christmas Tree Party and Auction; Lucille Hinkey enjoys playing the dulcimer. She is a member of the Renaissance Strings. Senior Photos courtesy Joyce Manis
Christmas is always fun at the Center
Some of the Happy Day Singers, (top) singing at Brookhaven Manor in December. Rod and Sharon Watts, Kevin Lytle, Charles and Paulette McKenzie and Michael Manis had fun at the Bowling for Turkeys event. Right, Lee Lacey shows off his form in the Bowling for Turkeys contest.
Left, Cleo Kinsler and Walter Mulllins (left) are card-playing buddies. Tina Morrison was referee for the Pickleball tournament.
Card players and pickleball
Bowling for Turkeys participants enjoyed a fun day on December 21.
Fun time bowling
Bowling for turkeys
Alicia Tranum and Charles McKinney
Wexford event door prize winners